Buy Your Dream Home with Confidence
Explore mortgage solutions tailored to help you purchase the perfect home, whether you’re upgrading, relocating, or investing in your future.
Years of Experience
Brand Trusted by Millions
Secure Financial Strength
How We Help You Buy Your Dream Home
What Is the Right Loan for You?
At Mutual of Omaha Mortgage, we understand that buying a home is one of life’s biggest decisions. That’s why we offer a wide range of loan options, competitive rates, and personalized service to guide you every step of the way.
Our home purchase programs include Conventional, FHA, VA, Jumbo, and USDA loans, designed to fit your lifestyle, budget, and long-term goals.
Key Features of Our Home Purchase Loans
Competitive rates and flexible terms
Low down payment options available
Personalized loan guidance tailored to you
Pre-approval support to strengthen your offer
Who Can Benefit from These Home Loan Options?
First-time homebuyers looking for guidance
Growing families upgrading to a larger home
Individuals relocating for work or lifestyle
Buyers seeking to move from renting to owning
Here’s How to Get Started
- Explore Your Options: Use our simple online tools or connect with us to compare loan types, estimated monthly payments, and down payment needs.
- Get Pre-Approved: Submit basic financial details to receive a pre-approval, giving you a clear sense of your buying power and strengthening your offer when you’re ready to make a move.
- Find Your Dream Home and Close with Confidence: Once you’ve found the right home, we’ll work closely with you, your real estate agent, and all parties involved to ensure a smooth, timely closing. You’ll have access to updates and expert support every step of the way.
About Mutual of Omaha Mortgage
The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.
As a full-service mortgage lender, we have the solution for nearly every mortgage need. Our portfolio of home financing options include: fixed and adjustable rate loans, FHA, VA, USDA, jumbo loans, and refinancing programs. Along with our products, we offer competitive rates, a streamlined process and local underwriting and processing support —all focused on helping serve the needs of customers.
- A wide range of home refinancing
- Timely, accurate loan status updates
- Competitive rates and fees
- A+ rating with Better Business Bureau
Frequently Asked Questions
No. While better credit may qualify you for lower rates, many loan programs (like FHA) are designed to help buyers with credit scores as low as 600.
It depends on your loan type. Some loans (like VA and USDA) offer no-down-payment options, while others (like conventional) typically start around 3–5%. We’ll help you understand your exact requirements.
Yes! A pre-approval helps you understand your budget, shows sellers you’re serious, and can give you an edge in competitive markets.
No problem. We have loan programs that work with self-employed buyers, freelancers, and those with alternative income streams. We’ll guide you through the documentation requirements.
Yes! Many loan programs allow you to use gifted funds from family or other eligible sources — we’ll walk you through how to document these properly.
While timelines vary, a typical purchase loan closes in 30–45 days. We work to keep your process on track and keep you informed at every step.
Just a Minute Could Unlock Your Options
It only takes a minute to get started. Fill out the form and explore your homebuying options today.
