Homeownership with OHCS Down Payment Assistance Program
The Oregon Housing and Community Services (OHCS) Down Payment Assistance program is designed to help eligible homebuyers reduce upfront costs and achieve their dream of homeownership.
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How OHCS Down Payment Assistance Program Helps You
What Is the Oregon OHCS Down Payment Assistance Program?
Mutual of Omaha Mortgage proudly partners with Oregon’s OHCS program to help qualified buyers access grants or forgivable loans for their down payment and closing costs. This local support can make all the difference in getting you into your new home sooner.
The OHCS program offers income-eligible Oregon homebuyers financial assistance toward down payments, often combined with FHA, USDA, or conventional loans. This program is designed to make homeownership accessible by easing the upfront financial burden.
Key Features of Oregon DPA
Grants or forgivable loans for down payment and/or closing costs
Available to income-qualified buyers across Oregon
Compatible with FHA, USDA, and conventional mortgage programs
Local, state-supported homeownership assistance
Who Can Benefit from OHCS Down Payment Assistance Program?
Oregon residents who meet income guidelines
First-time or repeat homebuyers
Buyers needing help with upfront homebuying costs
Households seeking affordable homeownership solutions
How It Works
- Explore Your Best Options: Start by reviewing the home loan or assistance options that best fit your goals, whether it’s lowering your down payment, securing a great rate, or choosing the right loan program.
- Compare and Customize: We’ll provide an easy-to-understand overview of your potential loan terms, monthly payments, and estimated costs — so you can compare and feel confident about your choices.
- Take the Next Step: Once you know your options, you’re ready to move forward. Complete the form to get started — it’s simple, secure, and won’t affect your credit score.
About Mutual of Omaha Mortgage
The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.
As a full-service mortgage lender, we have the solution for nearly every mortgage need. Our portfolio of home financing options include: fixed and adjustable rate loans, FHA, VA, USDA, jumbo loans, and refinancing programs. Along with our products, we offer competitive rates, a streamlined process and local underwriting and processing support —all focused on helping serve the needs of customers.
- A wide range of home refinancing
- Timely, accurate loan status updates
- Competitive rates and fees
- A+ rating with Better Business Bureau
Frequently Asked Questions
Not necessarily — while many programs prioritize first-time buyers, some are open to repeat buyers who meet income and eligibility requirements.
Income limits vary by county and household size. We’ll help you review the specific guidelines for your location.
OHCS Down Payment Assistance Program funds can typically be used with FHA, USDA, and certain conventional loans. We’ll help match you to the best fit.
Some OHCS programs offer forgivable loans if you meet residency and payment terms; others may require repayment. We’ll explain your options.
Just a Minute Could Unlock Your Options
Answer a few quick questions and see if you might qualify for OHCS Down Payment Assistance Program.
No commitment.
